The Zemar Podcast

Collision At Sea If You Sleep At The Wheel - Same With Your Benefits Program | Zemar Podcast

July 14, 2022

You and your broker are probably asleep at the wheel. In the Navy, collisions happen at sea, and from Butch’s perspective, it’s because of two reasons:

  1. Lack of training
  2. Being complacent 

Many employers and brokers have become complacent at what they do for the benefits program. Some are trying to do something and learn along the way and that’s great. A lot are not. Accepting the status quo as is and just complain about it.

In this episode Butch talks about:

  • mid-year reviews
  • keep things tight and make adjustments
  • Avoid your own version of a collision at sea
  • beware of the agent/agency - average age is near retirement - may not be up to date on information or coasting and taking the chance you will stay with them

To gain a copy of the checklist, please visit


For more information on Elite Benefits of America, contact Butch at 708-535-3006 or visit 

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