The Zemar Podcast

The Transparency Movement: Interview with Lester J. Morales

Are you willing to go through the much-needed work to have better outcomes? Lester J. Morales from Next Impact joined us to discuss the Transparency Movement. Employers all over the country have been viewing the benefits the same since the beginning of time. It is time advisors need to do a better job. The current model doesn't allow for transparency. Now is the time to start asking the harder questions. You don't want to miss this podcast. 
To learn more, reach out to Lester J. Morales on LinkedIn, or visit NextImpactLLC.com
For more information, please contact us at EliteBenefits.net 708-535-3006

Have Purpose | The Network You Keep | Get Funky Socks

Dan Edison joins us on the mic to share his hockey journey, the connections, and his purpose for funky socks! Hockey is a unique sport. You have instant connections that make friends for life.
Dan shares more than just hockey; he shares passion with purpose. The passion for the sport, the kids of the youth hockey community, and the Chicago Diabetes Project. 
Dan gears up for the Chicago Marathon 2023 to raise money for the Chicago Diabetes Project. Join him in a round of golf at the ToeDrag Apparel golf outing event to have fun, make connections, and give back for a cure for Type 1 diabetes.To connect with Dan Edison, visit him on LinkedIn. 
For more information on ToeDrag Apparel, their Shinny Skins, Celly Shirts, and the golf outing, please visit https://www.toedragapparel.com/.
 
Give for a cure for Type 1 diabetes with the Chicago Diabetes Project. https://www.chicagodiabetesproject.org/
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For more information, please contact us at EliteBenefits.net 708-535-3006 

You Have A Bad Compass 🧭 | Do Something Different To Get Ahead with Benefits Programs

Are employees leaving your company? Benefits programs are tough to tangle. You might be on the wrong path. You may need a new compass.  You can see if you are off your target with the right updated tools. 
In this podcast, you will learn not only how to use a real compass, but to see if you are off on your own target or goal for your benefits program. If you don't correct your course soon, you will miss your target completely, and may even be out of business. 
For more information, please contact us at EliteBenefits.net 708-535-3006 

Hey Justin! | Insurance Agent Gone Viral

Many of us are overwhelmed with happiness when we are around Justin Schmick. He is known to buy a beer and give a high five or two. His daily viral dad joke videos have created an outreach beyond any small-town insurance agent's imagination. Justin shares with us the day he went viral on the internet and how he started an insurance agency. Justin's story is inspirational by hard work and laughter. 
Check out Justin's daily videos on LinkedIn or Facebook. If you are in WI and looking for an insurance agent, find out more here: https://www.schmickagency.com/
For more information, please contact us at EliteBenefits.net 708-535-3006

Knowing The Reality of Your Benefits Program

Perception is usually our reality. But is it? 
For years we are given a false reality of our Benefits Program based on how we are taught to perceive it. CFOs who have skin in the game knows they cannot control what they don’t see. Others just avoid it.
Benefits costs are going to double in the next seven years. Are you ready?
Ask your CFO if they forecasted a budget to meet the demands of the spiraling costs of the benefits program. You may not be surprised by their answer. 
For more information on Elite Benefits of America, contact Butch at 708-535-3006 or visit EliteBenefits.net

Hockey Is Life With Ken Wosczyna and Predictable Renewals

Hockey players are cut from a different cloth. In this podcast, @Ken Wosczyna shares with us about goals, risks and rewards, teamwork, and being disciplined. Join us and learn how being a hockey player has helped businesses have more predictable renewals. 
To reach out to Ken Wosczyna, reach out on LinkedIn: https://www.linkedin.com/in/ken-wosczyna
For more information, please contact us at EliteBenefits.net 708-535-3006

Companies Will Be Sued For Lack of Fiduciary Responsibility

The game has changed again. Employers and C-suite executives, roll up your sleeves. You now have more financial skin in the game. You could be sued or penalized for taking the status quo benefits renewal. 
What is your plan to take responsibility to avoid setbacks, make costs reasonable, and provide better benefits for your employees?
In this episode, you will need to step up your game, Mister CFO, CEO, and owners/Partners.
Enhance the hiring process, which includes your benefits broker.
Better reporting mechanisms for data
Internal training to enforce a code of conduct
Create a framework for better outcomes
Foster a culture of accountability 
The Consolidated Appropriations Act 2021 is going to be the next biggest challenge for employers since the Affordable Care Act of 2010. As an employer, the executives of the company will have to have more skin in the game. Will you?
For more information on Elite Benefits of America, contact Butch at 708-535-3006 or visit EliteBenefits.net

Fire Your CFO | Benefits Renewal Data | Broker Compensation

Fire your CFO! If your CFO is not sitting at the table with the benefits broker/consultant and HR, then they should be fired. Why? They are letting the health carrier, or even the broker/consultant, charge too much for a benefits package. 
The proof is in the data. Where is your data? 
Listen to this podcast and discover how deep the data can go for the renewal. We even review broker compensation models, when you should pay more, and when to pay less. 
If your CFO isn't looking at the financial data of a health plan, then you should fire them. 
Renewal Checklist
Elite Benefits Playbook
For more information on Elite Benefits of America, contact Butch at 708-535-3006 or visit EliteBenefits.net

Path to Major League Baseball with Troy Viola

Ever wonder what it takes to make the professional leagues in baseball? Meet Troy Viola. Despite the setbacks from Covid and an injury in his first professional league game, Troy is disciplined to come back and be a leader on his team.
Troy knows something about discipline and hard work, which shows on the baseball field. Whether it’s focusing on your swing or defense, Troy sees the light in professional ball playing.
Listen in while Troy walks us through his journey to professional baseball. That childhood dream of playing in the major leagues. Troy is just on the edge of making it. Join Troy in his path to Major League Baseball.
Connect with Troy on LinkedIn.
For more information on Elite Benefits of America, contact Butch at 708-535-3006 or visit EliteBenefits.net

Build a Better Strategy With Your Company’s Benefits Renewal

Strategy is everything, and at the same time, it could be nothing. Sometimes, you have to change your strategy to change your outcomes. 
Employers often keep handling the benefits renewal the same way, Every. Single. Year. At the same time, they expect different results. 
Insanity. 
Listen in to hear about changing your strategy. Nothing happens overnight. Start now, start today. Change your results to align with your goals. 
For more information on Elite Benefits of America, contact Butch at 708-535-3006 or visit EliteBenefits.net