The Zemar Podcast

Setting Expectations Right | Too Much Money In Healthcare

We have our expectations set too high, especially when it comes to healthcare. Insurance is about spreading risk for sudden expensive claims, not predictable ones. Healthcare isn't the only place where expectations are not met. Try Scuba or even putting up a pool in the backyard. Check out this podcast so you don't get caught in the blame game
 
For more information, please contact us at EliteBenefits.net 708-535-3006

Feel Great With Kait | Pillars of Health with Kaitlin Borncamp

Everyone is so busy these days to keep up with our health. This is why we asked Kaitlin to join us on the podcast to discuss how we can achieve better health. Having a process that starts where you at today will only make you more successful in your journey. 
Listen in to Kaitlin as she shares about the process to better health. This three-step process will help you achieve the results you have been looking for. 
Listen in today!
Reach out to Kaitlin Borncamp on LinkedIn. 
For more information, please contact us at EliteBenefits.net 708-535-3006
 
 

Southside Name Game | Trends With Dave Wills

Payroll and HR isn’t what it used to be. The last 3-5 years has change a lot for employers. Dave Wills from BBSI brings us  up to speed on what employers should know when evaluating payroll and HR. Throw insurance in the mix and how do you grow your company?
Listen in as we discuss employer solutions.
Reach out to Dave Wills on Linked in, or call 708-927-0085. For more information, please contact us at EliteBenefits.net 708-535-3006
 

Having Predictable Medical Renewals | Ken Wosczyna Interview

Employers are having issues with taming their medical renewals. What are the key indicators for these issues in a benefits program? Price shopping is not the answer, either. What will it take to make things more predictable while providing employees with plans?
Ken shares that the average fully-insured medical premiums have increased 68% in the last 11 years. He shares a manufacturing company case study. This company had declining health premiums!
Listen as Ken shares ways to simplify the traditional health insurance supply chain for employers, creating predictable and transparent renewals. Don't miss this episode!
To reach out to Ken Wosczyna, reach out on LinkedIn: https://www.linkedin.com/in/ken-wosczyna/
For more information, please contact us at EliteBenefits.net 708-535-3006

Spoiled Little Rich Kid | Provider and Insurance Company Dominate

What does a spoiled little rich kid do?
Expect someone else to pay the bill. Damage that brand-new car? They replace it. Need money for a trip or to buy a new toy, they just give it. 
With health insurance, many Americans are "spoiled little rich kids" as well. 
They become demanding, thinking everything should be covered, just as the spoiled kid would do. 
What is health insurance?
What is NOT health insurance?
How was Health Insurance Created?
We are moving towards a provider and insurance company dominate world.
But how?
Listen to this episode to find out why!
For more information, please contact us at EliteBenefits.net 708-535-3006
 

Avoid The Purple Unicorn | Leverage Your Medical Claims

Medical claims can be nerve-racking. It’s like a fencing fight with the Purple Unicorn 🦄 of the universe. 
We share more case studies* on claims and how they were resolved. Insight from these will help you save thousands of dollars at claim time. Don’t be left out of this one!
We discussed a class action lawsuit against a national carrier you might want to know about. 
Ask questions to know more about your claims!
*A couple of the case studies were from a publication by Marshall Allen. I don’t take credit for them. Please see Marshall Allen’s publications. 
For more information, please contact us at EliteBenefits.net 708-535-3006
 

Endless Battle to Control Costs | View Things From a Different Angle

Once again, the eye in the sky doesn't lie. When we get caught up in our work, we eventually feel trapped. When reviewing your benefits plan for your company every year, it feels like there is no end in sight. You are forced to take the higher costs no matter what. 
Sometimes you have to look at things through a different lens; a different angle. 
Most employers feel their plan designs are limited by their own budget (Employee Benefit News). This is a result of passing more out-of-pocket costs to the employees. 
According to the Kaiser Family Foundation, forty-one percent of employees carry medical debt. 
It's like a double edge sword. 
We talk about a case study about changing current plan designs with a purpose that can bring overall savings. The money is real. Listen in!
For more information, please contact us at EliteBenefits.net 708-535-3006
 

PBMs With Core Values | Interview with Ali Goodwin at TrueScripts Management Services

Transparency is not just a buzzword. You have to back it with integrity. 
What is a PBM - Pharmacy Benefit Manager?
How do you control your costs?
Avoiding the conflict of interests with PBMs. 
PBM Trends
For more information on TrueScripts, you can visit TrueScripts.com, or contact your Insurance Advisor. You can also reach out to Ali Goodwin on LinkedIn. 
For more information, please contact us at EliteBenefits.net 708-535-3006
 

Get Your Mid-Year Review Now! Save Thousands of Dollars and Become HR Compliant

What's the rush, right? The rush is 30 days before your health plan renewal, and you are trying to get the open enrollment off the ground in a panic. This is why having a mid-year review is so important. 
In this podcast, we review some of the things you should be discussing and reviewing for your mid-year review. These things will save you money and make processing your open enrollments and new hires and terminations easier. HR compliance is becoming a more significant issue for employers, and fines are coming. Get ahead now with this review!
For more information, please contact us at EliteBenefits.net 708-535-3006

Going Against the Grain | $60,000 In Savings Case Study

No one ever goes from start to finish overnight. When we train to run, we never start with the finishing run. The same goes for business. We have to go against the grain and make progress to get there. Bailing isn’t an option. You have to stay the course to better passages. Some stay the course they are on and end up bankrupt. Listen in for this $60,000 in savings case study. 
 
For more information, please contact us at EliteBenefits.net 708-535-3006