The Zemar Podcast
Talking to small to mid-sized businesses and discussing insurance and business related topics. For more information about Butch Zemar and Elite Benefits of America, please visit EliteBenefits.net
Episodes
Tuesday Dec 20, 2022
Tuesday Dec 20, 2022
When something is new, it's all about baby steps. In the military, a term was called the "Pucker Factor". It is slang for the level of stress and adrenaline in response to a crisis, change, or danger. Many times in business, we experience this pucker factor far too often. When trying scuba, it is there from the word 'Go!'.
In this episode, Butch walks us through what it's like to try scuba diving. It's a process, not an event. You jump in when we do resort courses, and it goes really fast. Anxiety is high, to begin with, and now you are being rushed. Listen in as he takes you through the process of trying scuba at your own speed.
The same thing with your benefits program. You have to be ready for change, or you will fight it and continue to keep doing what you are doing with no results. Believe there is a better way. And there is.
There is a process to getting better results. Butch walks us through the process of a better benefits program. But first, you must believe there is a better way than what you currently do.
Listen in!
For more information on Elite Benefits of America, contact Butch at 708-535-3006 or visit EliteBenefits.net
Tuesday Dec 13, 2022
Tuesday Dec 13, 2022
Butch starts out with a little history of diving. Scuba has a history like no other. As time passed, changes made it better for everyone in all aspects of the sport. The underwater world is the safest it has been since the origin of scuba diving.
The business of benefits consulting has its own set of changes, some for the better and, unfortunately, some for the worse. The Affordable Care Act drastically altered how most benefits brokers did business.
Change is happening right now in the business of benefits consulting. A divide we haven't seen. It will be hard for most and easy for some.
Listen in as Butch describes the business model slowly developing in our industry. Some will say - this change has been going on, and many are doing it now. Butch takes it further in this Podcast, saying they are not going far enough. It will leave some uncomfortable both for the insurance agent and the employer.
For more information on Elite Benefits of America, contact Butch at 708-535-3006 or visit EliteBenefits.net
Tuesday Nov 22, 2022
New Routines | Save Money | The Zemar Podcast
Tuesday Nov 22, 2022
Tuesday Nov 22, 2022
We are natures of habits. We do the same thing over and over again. The industry taught you how to shop benefits. You have to establish new routines to save money and achieve better results.
Start the renewal / open enrollment process early
Embrace technology
Automate enrollments and terminations
Get data from tools to get better outcomes
Case Study from Marshall Allen
Get your Checklist
Whats your benefits score?
Payroll Company’s can be guilty for being hypocritical
For more information on Elite Benefits of America, contact Butch at 708-535-3006 or visit EliteBenefits.net
Tuesday Nov 15, 2022
Benefits Compliance Overview | Navy Aviation Compliance | Open Enrollments
Tuesday Nov 15, 2022
Tuesday Nov 15, 2022
The Navy Aviation world has taught Butch Zemar a thing or two about compliance. He walks us through a process the Aviation world goes through to remain compliant. With open enrollments here, stay on top of the benefits compliance to avoid any compliance or violations.
Some of the items discussed in this episode:
Better outcomes
DOL Case Study
Open Enrollment and New Hire Disclosures
Pre-tax document requirement
ERISA Wrap Doc
5500 Reporting
and much more…
This podcast is used as informational purposes only. Some of the things mentioned in this podcast could be dated or incorrect based on your situation or said in error. Please reach out to Elite Benefits or seek benefits consult for advice.
For more information on Elite Benefits of America, contact Butch at 708-535-3006 or visit EliteBenefits.net
Wednesday Oct 26, 2022
Traditional Vs Digital Marketing with Chris Spanier | The Zemar Podcast
Wednesday Oct 26, 2022
Wednesday Oct 26, 2022
Chris Spanier walks us through how traditional marketing still exists with digital marketing. The business models for marketing are very different today, and knowing how to do both will work to your advantage. In this episode we learn:
Traditional vs. Digital Marketing
Value in Fractional CMOs
Case studies
Jump out of an airplane to get over the fear of heights
The story of Lord Chris
For more information on Chris and the Carpe Diem Consulting Group, Visit Carpediemconsultinggroup.com or email Chris at chris@carpediemcg.com
For more information on Elite Benefits of America, contact Butch at 708-535-3006 or visit EliteBenefits.net
Tuesday Oct 18, 2022
Tuesday Oct 18, 2022
Ever feel like your marketing falls apart? Jason Finn with Geek Chicago fills us in on how to craft pillars to keep your marketing up and going. Jason walks us through the process of marketing your business, whether you are in Real Estate, Insurance, or just a small mom-and-pop.
Elevate Your Marketing Game
Individual versus Company Branding
Content Pillars of Marketing
The Game of Poker - Broadcaster
Learn to play Poker
A quick update on open enrollments 2023!
To reach to Jason Finn, for marketing jason@geekchicago.com
For real estate: jason@jasonlends.com
or call 773-979-9499
For more information on Elite Benefits of America, contact Butch at 708-535-3006 or visit EliteBenefits.net
Tuesday Oct 04, 2022
Tuesday Oct 04, 2022
The world is changing, and so is the benefits world. Listen in to some of the changes employers and brokers are facing. Change is the only constant.
In this Podcast:
Change is the only constant
Inflation Reduction Act
Rx Discounting for Medicare Beneficiaries
Employers need to consider medicare options for their medicare eligible employees
Questions you should be asking your brokers to make sure you are getting good advice
Devil is in details
To find out more, reach out to Carrie and her team at Horizon Benefit Services please visit horizonbenefitservices.com or call 847-746-6115.
For more information on Elite Benefits of America, contact Butch at 708-535-3006 or visit EliteBenefits.net
Thursday Sep 29, 2022
Thursday Sep 29, 2022
Build better organizational habits with Colleen Klimczak, a professional organizer. This podcast discusses building good habits and having a landing and launch pad for your essential items. When are the items and tasks enough, and when is it too much? Sometimes starting with "organizational 101" is an excellent way to go about it. Turn your piles into files.
For more information or contact Colleen Klimczak, please visit Peaceofmindpo.com
For more information on Elite Benefits of America, contact Butch at 708-535-3006 or visit EliteBenefits.net
Tuesday Sep 27, 2022
Have Something to Brag About With Alan Stern | The Zemar Podcast
Tuesday Sep 27, 2022
Tuesday Sep 27, 2022
Alan Stern has taken marketing to the next level. You do not want to miss his "Live From the Lot" episode reviewing new cars that just hit the lot. Alan makes car buying so smooth, you'll brag about it.
Alan also takes us down the path of how to market our own businesses, solo or a company with employees that need to promote your product or company. Take your marketing to the next level.
Be sure to visit www.UltimateUsedCarCheatSheet.com or visit Alan on all the social media outlets. Look for the guy in the suit in the picture...
For more information on Elite Benefits of America, contact Butch at 708-535-3006 or visit EliteBenefits.net
Thursday Sep 22, 2022
Roles and Responsibilities For Deep Shipwrecks And The Employer
Thursday Sep 22, 2022
Thursday Sep 22, 2022
What is it like to dive to 390ft deep on a shipwreck? Dive into a deep shipwreck dive with Butch. For such a dive, there are roles and responsibilities. Each one is a key component to a successful outcome.
Same thing for a benefits program for the workplace. It is an Employer Sponsored Plan, not a Broker Sponsored Plan. The brokers have a big role in the process, but the employer is the one who lives on to tell the story of the deep shipwreck.
Contact us for a copy of the Roles and Responsiblities Worksheet.
For more information on Elite Benefits of America, contact Butch at 708-535-3006 or visit EliteBenefits.net

The Zemar Podcast
As valued benefits advisors, collaborate with small, medium, and large-sized businesses to balance competitive employee benefits with their own capabilities and bottom lines. Provide various professional services to reduce costs, improve efficiency, and improve employee satisfaction. For more information, please visit EliteBenefits.net or call 888-535-3006.