The Zemar Podcast
Talking to small to mid-sized businesses and discussing insurance and business related topics. For more information about Butch Zemar and Elite Benefits of America, please visit EliteBenefits.net
Episodes
Wednesday Apr 14, 2021
Wednesday Apr 14, 2021
This case study ends up saving over $50,000 in premiums. Plan Designs are just part of it. Listen in on how you can save on your employee benefits program! Also, listen in for the blind exposures of claims.
Blind Exposure - be sure you know how to track claims.
Surprised medical billing is just part of it.
Do not pay your next medical claim before listening to this! Listen in for the blind exposure.
Revenue Tied Life Insurance
What if you live too long, die too soon, or get sick in the middle?
A discussion on one-way buy-sell
A discussion on one-way disability buy-sell
Life insurance planning tied to revenue vs. personal income
Avoid disappointment trying to sell the business when the #1 asset is either down for the count or eliminated (hint, it's you!)
For more information, please call 708-535-3006 or visit EliteBenefits.net
Wednesday Apr 07, 2021
Biden Subsidy Update | Interview with Charles Read, CPA Author of The Payroll Book
Wednesday Apr 07, 2021
Wednesday Apr 07, 2021
Businesses are always trying to tackle payroll. It is so complex and in need of support. You have to know who to go and are they willing to go the extra mile. Charles Read shares with us some insights into rolling up the sleeves over at GetPayroll.com and getting the job done!
A quick update on the Biden Subsidies - A lot going on
Former Marine Veteran, Charles Read, CPA discusses what small to medium-sized businesses should be looking out for
The Payroll Book - a must-have for every business
Why is the 125 Document so important for a business?
Making sure your documents are updated annually to avoid employer liability
Overview of overtime tracking
Tracking down the 'ghost' employees on payroll
Insight in a company that is willing to roll up their sleeves and get the job done for small to medium-sized companies in the United States
For more information about Charles Read, please contact cjr@getpayroll.com or call 972-353-0000. You can pick up a copy of the book today at thepayrollbook.com
For more information on Elite Benefits, please contact 708-535-3006 or visit EliteBenefits.net
Thursday Apr 01, 2021
Resources to Solve Employee Benefits Problems - The Value of an Insurance Broker
Thursday Apr 01, 2021
Thursday Apr 01, 2021
Insurance Brokers need to make their money, but how much is enough, and when is it not enough?
There could also be a chance you are overpaying for what you are receiving in return in terms of value and resources!
We are not a commodity!
Indirectly pay brokers through premiums to the insurance company
How do Benefits Insurance Agents really make their money?
Brokers could tend to "fake-it"
We bring resources to solve problems
What does a broker really make?
The complete breakdown!
Are you getting all the value of what you are prepaying within your insurance premiums?
For more information, please visit EliteBenefits.net
Wednesday Mar 31, 2021
American Rescue Plan Act and Advanced Premium Tax Credits for Health Insurance
Wednesday Mar 31, 2021
Wednesday Mar 31, 2021
What is happening with this American Rescue Plan Act (ARPA)? Find out how you can tap into it!
High level overview of the ARPA
Advanced Premium Tax Credits (APTC) - it's taxpayer-funded!
April 1st is the "Go" Date for updating your APTC
The true cost of healthcare is still there, just masked with taxpayer dollars to lower your premiums
You may be newly eligible for the APTC
Cobra subsidy up to 100% under ARPA - found out how you can get it!
For more information, please visit EliteBenefits.net
Tuesday Mar 23, 2021
The American Rescue Plan Act and Start Planning for Your 2022 Renewal
Tuesday Mar 23, 2021
Tuesday Mar 23, 2021
The biggest changes since the ACA was signed into law coming with the American Rescue Plan Act.
Another 50 mile ultrarun on deck!
The American Rescue Plan Act: stimulus money for healthcare premiums
An increase taxpayer-funded healthcare subsidies
Cobra taxpayer-funded Subsidies
Schedule your renewal meetings now! Get it done by August to help make things smoother in fall.
Be ahead of the curve!
For more information, please visit EliteBenefits.net
Friday Mar 12, 2021
Friday Mar 12, 2021
Surprised billing, subsidies, cobra elections, Biden open enrollment and more!
History of subsidies part of ACA
What Biden is going to do about the subsidies
The Navigator failure
The Government is telling you what’s affordable
Know your options during the Election Period when you leave your previous employer
Cobra VS individual/family plans
For more information, please visit EliteBenefits.net
Friday Mar 05, 2021
The Zemar Podcast in a Nutshell!
Friday Mar 05, 2021
Friday Mar 05, 2021
A good previewing of discussions on The Zemar Podcast.
For more information, please visit EliteBenefits.net
Thursday Feb 25, 2021
Small or Medium Sized Companies Save More with Level-Funded or Self-Funded Programs
Thursday Feb 25, 2021
Thursday Feb 25, 2021
Save more money by leveraging Level-funded or Self-funded programs
Listen in to find out...
Why fully insurance (traditional health plans) is costing you more!
Community Ratings vs. Underwritten Rates
Have the data to help leverage more savings for the company
Make Health Insurance more effective through education
Intro to Captive Insurance Products
For more information about Elite Benefits of America, please visit EliteBenefits.net or call 708-535-3006
Friday Feb 19, 2021
Friday Feb 19, 2021
Do not miss these marketing tips today on the Zemar Podcast. Make 2021 your best year ever in business.
Learn what small and mid-sized (SMB) companies should be focused on for marketing
Direct mail is making a comeback
Avoid tunnel vision in your own world
Tap into the emotion of the buyer
Much Much more....
For more info on JimmyVision or to contact James DiMambro, go to JimmyVisionLLC.com or call 773-636-5521
For more information about Elite Benefits of America, please visit EliteBenefits.net or call 708-535-3006
Friday Feb 12, 2021
Friday Feb 12, 2021
The Biden Administration is changing things for healthcare. What’s good? What’s bad? Listen in!
What does this mean for you?
What is this not?
Short-term medical plans still in the background as a strategy.
What do we see on the horizon for healthcare in the Biden Administration?
Eric Wilson, iSellHealth.com (815) 372-1363
For more information about Elite Benefits of America, please visit EliteBenefits.net or call 708-535-3006

The Zemar Podcast
As valued benefits advisors, collaborate with small, medium, and large-sized businesses to balance competitive employee benefits with their own capabilities and bottom lines. Provide various professional services to reduce costs, improve efficiency, and improve employee satisfaction. For more information, please visit EliteBenefits.net or call 888-535-3006.